Think you can spot a scam message? Take the test!
When the Commonwealth Games hit fever pitch and you start getting emails and texts offering cheap tickets and merchandise, will you keep a cool head?
Most people think they won’t fall for an online scam, but the UK Government’s Too smart to be scammed online quiz saw only 5670 out of 63,000 people score full marks.
This was despite 80% of participants saying they were confident they could identify a scam website.
The quiz has eight questions and asks people if they think the texts and emails are real or a scam.
How to protect yourself from scams
- Always question any calls, texts or emails you get asking for your details. These messages may look like they come from a real organisation, but they might contain links to a fake website that asks you to enter your credit card details.
- Avoid nasty messages. Don’t share your email address online unless you need to and use a spam filter to catch bogus messages before they get to your inbox.
- Delete spam that that gets through and don’t open it.
- Don’t accept friend or contact requests on social media from people you don’t know. Criminals may use information they find about you from social media to make their messages more appealing or look like they’re from a friend.
What to do if you get scammed
If you think you’ve been scammed, don’t feel embarrassed or helpless. Follow these steps to limit the damage and protect yourself from further harm.
- Contact your bank straightaway. Discuss the best next steps to take, which is often replacing your card or resetting your online access. Most big banks offer 100% guarantees they’ll cover any loss if someone makes an unauthorised transaction on your account, as long as you have protected your client number and passwords and you let them know as soon as it happens.
- Recover your identity. If you think you’ve been the victim of identity theft, act quickly to avoid further damage. Contact iDcare, a free government-funded service who can help you.
- Report the scam to the government. If you have been a victim of a scam such as fraud, report it to Scamwatch and ACORN (Australian Cybercrime Online Reporting Network).
For more information on the different kinds of help available, visit Scamwatch.
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